Home prices have surged. Here’s how to tap into that equity if you aren’t ready to sell

MoMo Productions | Taxi | Getty ImagesIn the last decade, a surge in home prices has built considerable wealth for the middle class.Total housing wealth grew by $8.2 trillion between 2010 and 2020, according to a March report from the National Association of Realtors. The coronavirus pandemic’s housing boom added even more value to homes.But…