Moves that homebuyers can still make to find a lower mortgage rate

A real estate agent stands in the doorway as Giovani and Nicole Quiroz of Brooklyn, New York visit an open house in West Hempstead, New York.Raychel Brightman | Newsday LLC | Newsday | Getty ImagesAfter dropping to record lows in 2020 and 2021, mortgage rates are back up. Way up. While the past few weeks…