Homebuyers are making the biggest down payments in these 5 metros. Here’s how much you actually need for a house

nd3000 | iStock | Getty ImagesDespite signs of a cooling housing market, home prices are still relatively high, resulting in bigger down payments. Over the past year, average down payments in the country’s 50 biggest metros have grown by more than 35%, according to a LendingTree report, based on 30-year fixed-rate mortgage data from Jan. 1…