Mortgage Banks: Don’t Overlook Value in Low-Dollar Loans

Conventional wisdom dictates that originating and servicing higher loan balances equals higher profits. However, according to a new white paper released by the Mortgage Bankers Association (MBA) entitled “How do Mortgage Revenues, Costs and Profitability Vary by Loan Balance? An Analysis Using Benchmarking Data” the relationship between loan balances and profitability is more nuanced than…